The JOBS Act: How Revolut Became a $45 Billion Success and What You Can Learn 📈

We’re diving deep into how the JOBS Act opened the door for everyday investors to participate in private market investments—a privilege that used to be exclusive to the wealthy and institutional investors. Revolut, one of the world's most successful startups, is the perfect example of how this law has transformed investing. So, let’s talk about it—and how you can be part of the next big opportunity.

Author

Alberto Rosado
April 09, 2025

In partnership with

This Week’s newsletter is a little different—it’s all about game-changing opportunities that you can access today thanks to the JOBS Act, and how early-stage investing can lead to incredible returns—just like it did for Revolut!

We’re diving deep into how the JOBS Act opened the door for everyday investors to participate in private market investments—a privilege that used to be exclusive to the wealthy and institutional investors. Revolut, one of the world's most successful startups, is the perfect example of how this law has transformed investing. So, let’s talk about it—and how you can be part of the next big opportunity.

What is the JOBS Act, and Why Should You Care?

The JOBS Act (Jumpstart Our Business Startups Act) was passed in 2012 to help small businesses and startups raise capital. Before the JOBS Act, private investments were restricted to accredited investors—those with a high net worth or access to exclusive deals. But the JOBS Act changed everything by allowing non-accredited investors to access crowdfunding and equity offerings. This opened the door for everyday people to invest in the next big tech company before they went public.

Why should you care? Because the JOBS Act has levelled the playing field, allowing you to get in on exciting, high-growth startups that were once out of reach. Imagine being able to invest in a company like Revolut or Airbnb before they hit their billion-dollar valuations? Now, with the JOBS Act, this is possible, and it’s only getting better.

Revolut: The $45 Billion Fintech Giant—Thanks to the JOBS Act

Let’s talk about Revolut, one of the biggest success stories made possible by the JOBS Act.

Revolut was founded in 2015 by Nikolay Storonsky and Vlad Yatsenko with the vision of creating a global financial platform that would disrupt the traditional banking system. What started as a simple app for currency exchange quickly turned into a multi-faceted financial services provider, offering everything from stock trading to cryptocurrency, savings accounts, and insurance—all in one platform. 🌍💳

In just a few years, Revolut went from a startup to a $45 billion company—and those who invested early are now reaping massive rewards. 💥

Let’s take a look.

Community round Campaigns:

  1. Crowdcube Campaign (2016):

    • Amount Raised: £1 million​

    • Number of Investors: 433​

    • Share Price at Investment: £1.68 per share​

    • Company Valuation at the Time: £42 million​

    • Investment Range: £100 to £5,000 per investor​

  2. Seedrs Campaign (2017):

    • Amount Raised: £3.8 million​

    • Number of Investors: Approximately 4,260​

    • Share Price at Investment: £8.57 per share​

    • Company Valuation at the Time: £276 million​

    • Investment Range: Average of £894 per investorSource:

Growth and Valuation:

  • 2021 Valuation: $33 billion​

  • 2024 Valuation: $45 billion​

  • Number of Customers: Over 50 million globally​

  • Annual Revenue (2023): $2.2 billion​

  • Annual Profit (2023): $545 million​

Investor Returns:

  • Crowdcube Investors:

    • Initial Share Price: £1.68

    • Share Price at Recent Secondary Sale: $865.42 (approximately £667)​

    • Return on Investment: Approximately 400 times the initial investment​

    • Example: A £1,000 investment in 2016 is now worth approximately £400,000​

  • Seedrs Investors:

    • Initial Share Price: £8.57​

    • Share Price at Recent Secondary Sale: $865.42 (approximately £667)​

    • Return on Investment: Approximately 77 times the initial investment​

    • Example: A £1,000 investment in 2017 is now worth approximately £77,000​

Recent Developments:

In August 2024, Revolut offered a secondary share sale valuing the company at $45 billion, providing early investors with an opportunity to realize some of their gains.​

Why This Matters for You as an Investor

What does the success of Revolut mean for you as an investor?

  • Access to High-Growth Startups: The JOBS Act has democratized access to the private investment market. Now, you don’t need to be an accredited investor to get in on high-growth startups like Revolut.

  • Massive Returns: Early-stage investments, like Revolut, can result in huge returns. If you’d invested $2,000 in Revolut’s early crowdfunding rounds, it could’ve turned into $400,000 today—that’s the power of equity crowdfunding.

  • More Opportunities: As more companies follow Revolut’s path, new investment opportunities will continue to emerge. The JOBS Act is making it easier for you to get in on high-potential companies before they go public.

The JOBS Act is a game-changer for retail investors, and it’s only going to get better. The question is, are you ready to seize the opportunity?

This Week's Sponsor: Mode Mobile

We’re excited to introduce our sponsor for the week, Mode Mobile, Deloitte’s #1 fastest-growing software company with 32,481% 3-year revenue growth, $75M+ in lifetime revenue. Check them out

This tech company grew 32,481%...

No, it's not Nvidia... It's Mode Mobile, 2023’s fastest-growing software company according to Deloitte.

Just as Uber turned vehicles into income-generating assets, Mode is turning smartphones into an easy passive income source, already helping 45M+ users earn $325M+ through simple, everyday use.

They’ve just been granted their stock ticker by the Nasdaq, and you can still invest in their pre-IPO offering at just $0.30/share — before their share price change on May 1st.

*An intent to IPO is no guarantee that an actual IPO will occur. Please read the offering circular and related risks at invest.modemobile.com.
*The Deloitte rankings are based on submitted applications and public company database research.

If you're ready to make the most of early-stage investment opportunities, we’re here to guide you to the next big thing. Founderscrowd is constantly scouting for the best high-potential startups in the market. Just like Revolut, the next big opportunity is out there, and we can help you find it.

Thank you for being part of the Founderscrowd community. As always, we’re here to help you find the next big thing.

Cheers,
Alberto
CEO, Founderscrowd
Helping You Find the Next Big Thing in Startups.